Accidental Death & Dismemberment Coverage
As a member of Kit, you can enroll in $2,000 of Accidental Death and Dismemberment (AD&D) insurance, at no cost to you. The credit union pays for this on your behalf. AD&D pays a cash benefit in the event of an accidental death or if an accident causes specific permanent injuries. If you choose an Additional Coverage amount, you can add the Cancer Coverage or Cancer Heart Attack & Stroke Coverage to your AD&D insurance.
Your no-cost AD&D coverage is waiting for you. All you have to do is claim it.
Auto Insurance
Kit members could save hundreds of dollars on car insurance through the TruStage® Auto Insurance Program. And it can be easy to switch carriers—without losing any money.
TruStage offers a powerful mix of savings and popular, member-friendly benefits:
- Customizable coverage
- Nationally recognized companies
- Friendly, 24/7 service—even on holidays
- Discounts for multiple policies, safety features, good driving and more*
Property Insurance
Home insurance helps protect your home and what’s inside it. It covers you against losses or damages from fire, weather, theft, and more. And it helps protect you from liability if an accident happens on your property.
TruStage home insurance is underwritten by Liberty Mutual, one of the biggest providers in America. The result is a policy to have confidence in — as well as payments that fit within many budgets. See how much you could save today. Home Owner, Condo Owner and Renters Insurance plans are available.
Life Insurance
Life Insurance can help give you confidence that your family will be cared for financially. And that’s a great feeling. As a member of Kit Federal Credit Union, TruStage™ will work with you to select a policy that’s right for your budget, with ongoing support and no hassle. Different life insurance products can provide different advantages; Term Life, Whole Life and Guaranteed Acceptance Whole Life coverage options are available. Each plan may offer unique benefits, depending on your individual circumstances. Call 1-844-337-5830 or click below to learn more.
Loan Protection
Guaranteed Asset Protection (GAP)
Today’s vehicles are loaded with technology and safety features, but are more likely than ever to be deemed a total loss if in an accident or stolen. If your car is deemed a total loss, and your loan is “upside down” (meaning you owe more on the loan that the car is worth), there could be a large gap that isn’t covered by your auto insurance. You would be responsible to pay the difference to satisfy the loan on your totaled car.
GAP Coverage helps cover the difference between the actual cash value of the vehicle (as determined by the insurance company) and the outstanding loan balance. Kit’s GAP Coverage offers an additional “Plus” benefit; which provides a $1,000 credit toward your next vehicle loan if you finance with us within 90 days of the GAP claim settlement. Ask your Loan Officer for details, and add this important coverage to your vehicle loan.
Extended Warranty
The cost of automobile repairs have soared over the past few years. The technology in modern vehicles is expensive and labor rates have been on a steady climb. Unexpected auto repairs can break your budget and your savings. An extended warranty vehicle service contract will help pay for some of these unexpected repairs and keep your vehicle on the road. The cost of the coverage can be financed with your auto loan, leaving you with just a small monthly payment increase for coverage.
In addition to the repair coverage, our Extended Warranty also has 24 Hour Roadside Assistance, Rental Car Reimbursement, Trip Interruption, and Road Hazard Tire benefits included with your coverage.
Not all extended warranty programs are created equal. With our plan, bumper to bumper coverage is available on new and used automobiles for up to 50% less than if you purchase at the dealership. Ask your Loan Officer for details, and to add this important coverage to your vehicle loan.
TruStage is part of a heritage of faithful service to credit union members spanning more than 80 years. Over 20 million people have selected TruStage for AD&D, life, auto & home insurance and more.
TruStage™ is the marketing name for TruStage Financial Group, Inc. its subsidiaries and affiliates. Securities distributed by CUNA Brokerage Services, Inc., member FINRA/ SIPC, a registered broker/dealer, 2000 Heritage Way, Waverly, IA, 50677. Investment and insurance products are not federally insured, may involve investment risk, may lose value and are not obligations of or guaranteed by any depository or lending institution. All guarantees are based on the claims paying ability of the underwriting company. Insurance products are issued by CMFG Life Insurance Company, MEMBERS Life Insurance Company, CUMIS Insurance Society Inc., CUMIS Specialty Insurance Company Inc., American Memorial Life Insurance Company, and Union Security Insurance Company.