Holiday Loans
Focus on trimming the tree, and not your wallet, with a Kit Holiday Loan! By choosing our low-rate loan special, you can avoid the burden of high-rate credit cards and focus on creating cherished memories.
Holiday Loan Details:
- Borrow up to $2,500
- Rates as low as 8.00% APR*
- up to 12-month repayment term
- $40 application fee
*Subject to loan approval. Rate varies by individual creditworthiness. Offer ends 12/31/26. Payment example: $2,500 loan at 8.00% APR = 12 payments of $217.47. Application fee must be paid up-front and is non-refundable.
Personal Loan (Fixed-Term)
When you need additional funds for personal reasons, an unsecured personal loan may be the right solution. Personal loans can be used for debt consolidation, a large purchase, home repairs and renovations or to finance a much-needed vacation. For your unique circumstances and needs, Kit offers fixed-term, low-rate personal loans with affordable payments.
Personal loans are available up to $20,000 (based on qualifications) with terms up to 5 years.
Ready Cash Personal Line of Credit
Ready Cash is Kit’s unsecured Personal Line of Credit. With this revolving Line of Credit, you can borrow against your line whenever you need, by simply transferring the funds to your Checking or Savings within Online or Mobile banking. You’ll only pay interest on the amount you have withdrawn.
Lines are available up to $20,000, depending on qualifications and financial need. Ready Cash lines are active for 3 years, and must be evaluated before renewal.
Share Secured Personal Loan
With a Secured Personal Loan, you can borrow against funds you have on deposit for a low loan rate, while still earning dividends on your deposit. It’s a great way to fund a large purchase, while maintaining your savings; or to build or re-establish positive credit history.
You can utilize funds in Savings or a Share Certificate as collateral for the loan. A hold will be placed on those funds until the loan is paid in full.
Personal Loan Rates
Total unsecured loans with Kit can not exceed $20,000; this includes close-ended personal loans, personal lines of credit and credit cards.