Skip to Main Content
9711 Linn Station Road, Louisville, KY 40223 KIT@KITFCU.ORG
Click to Call Us (502) 459-9286
Loans Vehicle Loans Home Loan Home Equity Loan Ready Cash LOC Personal & Holiday Loans Mortgage FAQs Loan Rates
Accounts Super Saver Kids Account IRA Share Certificate Deposit Rates
Calculators Fee Schedule Holiday Schedule Important Disclosures Membership Application Overdraft Protection Privacy Policy Reorder Checks
KIT FCU

You are leaving KIT FCU’s web site to go to a site not operated by the credit union. KIT FCU is not responsible for the content of that web site. KIT FCU does not represent either the third party or the member if the two enter into a transaction. Privacy and security policies may differ from those practiced by KIT FCU.

CONTINUE RETURN TO SITE
9711 Linn Station Road, Louisville, KY 40223 KIT@KITFCU.ORG
Click to Call Us (502) 459-9286

 

AdobeStock_162975640.jpeg

Accounts

Prime Share Account

KIT FCU Savings

Once your account is established, you can remain a member for life, and immediate family members become eligible to join the credit union.

  • Deposits to shares can be made in person, by payroll deduction, direct deposit, by mail, or at an ATM that accepts deposits 

  • You will have 24-hour access to your share account by internet (Home Banking), phone (Audio Response), debit card, ACH, or ATM

  • You are required to maintain a minimum balance of $5.00 to establish your account and, therefore your membership

Checking Account

KIT FCU Checking Account

Let your money beat you to your account, and get cash when you need it through all our convenient services.

  • No minimum balance required to open account

  • No monthly maintenance fee

  • Free debit card

Money Market Account

Easy Access to Your Funds

Compared to your savings and checking accounts, an MMA offers easy access to your funds, liquidity and a higher rate to help you reach your financial goals.

  • Competitive dividend rates; the more you deposit, the better dividend rate you will earn

  • Dividends are compounded daily and credited monthly to your Money Market Account

  • Must maintain a minimum average daily balance of $1,000 or more to earn the high MMA rate

Special Savings Account

Special Savings

Accumulate funds in an account you name for insurance or college tuition and let the money accumulate until you need it. You state the reason, we keep the money separate and safe until you withdraw the funds by cash, check, or transfer to another account.

Christmas Club Account

Save for the Holidays!

Save a little from each paycheck all year long and reap the fun at the holidays. Christmas Club Accounts earn the same rates as Prime Share Accounts.

Vacation Club Account

Planning a vacation but don't have the money?

Use payroll deductions or ACH or Direct Deposit. This account builds throughout the year and is available when you're ready for your vacation.

Bill Payer Account

Build Your Payments

Use payroll deduction or ACH/Direct Deposit and build your payments from each paycheck. Give us your instructions on who to pay and when to send it and we'll take care of the rest. Make your payments the smart way, ask a Member Service Representative for all the details.

Share Certificates

Higher, Market Competitive Rates

Share Certificates allow your extra money to grow with higher, market-competitive rates. So whether you are saving for that new home, a special rainy day, or retirement, use our Share Certificate Account to make it easy.

Individual Retirement Arrangement (IRA)

Retiring Soon? Contact KIT Today

Just simply set up an Individual Retirement Arrangement (IRA) and your funds are now retirement funds. All the attributes of a savings account, but it is tax-deferred. You can arrange automatic monthly transfers from checking or savings to save "painlessly" and build towards your future.