If you could use a break from your loan payment, and a little extra cash in your pocket, we offer Skip-A-Pay. For a small fee, you can skip eligible loan payments up to one time every 12 months. Skip-A-Pay is available for term auto, specialty vehicle and personal loans. Real estate loans, credit cards, lines of credit, holdover and TDR loans are not eligible for Skip-A-Pay at this time.

To skip a payment, complete the request form and return to Kit. Funds for the processing fee must be available in your account.

Request to Skip

Skip a Pay Requirements

  • Loan must have been open for at least 6 months
  • Loan must have had 6 months of on-time payments
  • All loans must be current at the time of request
  • Share account(s) cannot have a negative balance
  • If loan is paid with ACH, request must be received at least 3 days prior to the payment
  • Interest will continue to accrue on the loan, which may change the total loan amount and schedule of repayment