Share Certificates offer premium savings rates, without the kind of risk you find with stocks or mutual funds. You can invest your funds in confidence; knowing that you will never lose your principal balance, you’ll earn a guaranteed rate and your deposits are federally insured by the NCUA. By committing to keep your funds on deposit for a set term, you’ll earn a higher rate than traditional Savings accounts offer.

Kit has a wide range of Certificate terms available, from 6 months to 60 months, so you can choose terms that work best with your savings strategy and timeline.

  • Standard and IRA Certificates available
  • Earns a higher APY* than traditional Savings accounts
  • Open with as little as $500
  • Funds are “locked” until the Certificate matures

Certificate Rates

APY = Annual Percentage Yield. Early withdrawal penalty applies and may reduce earnings on Certificate accounts.