How to Join

Join the Credit Union Movement!

Credit unions operate under the philosophy of “people helping people”.  As a not-for-profit financial cooperative, there are no shareholders who expect a return on their investment. Instead, each member/account holder in the credit union is an equal owner. Credit union operations are overseen by a volunteer Board of Directors, elected by the members. As a result, you save through lower loan interest rates, higher deposit rates and lower service fees.

Who Can Join?

Anyone who lives, works, worships, volunteers or attends school in Jefferson County is able to join Kit FCU. Immediate family of Kit members can also join the credit union and open accounts/loans. Once you become a member of the credit union, you can remain a member for life! Regardless of where life may take you or where you may move, as long as your account remains open and active you can always take advantage of our personal service and excellent rates.

How to Join

When you open a Primary Savings, with a minimum $5 deposit, you become a member of the credit union. At the same time, you can choose to open additional Savings accounts, a free Checking account and apply for one of our competitive-rate loans.

To open an account, you may start the process by completing the online membership application below. Or, stop by the branch during operating hours to open your account in-person.

Membership Application

Please enable JavaScript in your browser to complete this form.

Primary Account Owner Information

Name *

First

Last

Date of Birth *

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Social Security Number *

Address *

Address Line 1

Address Line 2

City

AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyomingState

Zip Code

Phone Number *

Email *

Occupation *

Drivers License Number *

Issuing State *

Please upload an image of your photo ID

Click or drag a file to this area to upload.

PNG, GIF, JPG or PDF files accepted

Set Up Your Personal PIN *

Choose a unique PIN, either a word or a 4 digit PIN, that Member Services will use to verify your identity when you call. For your security, do not share this PIN with others.

Joint Account Owner Information

Will There be a Joint Account Owner? *

• Yes
• No

Joint Owner Name

First

Last

Joint Owner Date of Birth

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Joint Owner Social Security Number

Joint Owner Address

Address Line 1

Address Line 2

City

AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyomingState

Zip Code

Joint Owner Phone Number

Owner Plan? Primary

Joint Owner Email

Joint Owner Occupation

Joint Owner Drivers License Number

Joint Owner Issuing State

Upload an Image of Joint Owner's Photo ID

Click or drag a file to this area to upload.

PNG, GIF, JPG or PDF files accepted

Beneficiary Information

Would you like to add a Beneficiary? *

• Yes
• No

Beneficiary Name

First

Last

Beneficiary Date of Birth

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Beneficiary Social Security Number

Account Preferences

Additional Accounts You Would Like to Open (Primary Savings establishes your membership and will automatically be opened)

• Checking
• Special Savings
• Money Market
• Christmas Club
• Vacation Club
• Share Certificate
• IRA Savings

Would You Like to Enroll in Safety Net, our Overdraft Protection Plan?

• Yes
• No

Submit

Federal Law requires that we verify ID on anyone (member, joint owner, custodian, guardian, trustee, POA) with access to financial accounts. A Social Security/Tax ID Number, date of birth, current residential address, and a mailing address, if different, all must be verified through the federal government databases. Valid photo and signature ID must be reviewed and documented by KIT staff.