Loan Rates


Auto Loan Rates

Term 2021-2024 2018-2020 2015-2017
Up to 48 Months 6.23% APR* 7.49% APR* 8.74% APR*
Up to 49-60 Months 6.74% APR* 7.99% APR* 8.99% APR*
Up to 61-72 Months 6.99% APR* 8.24% APR* -
Up to 73-84 Months 7.74% APR* 9.99% APR* -

*APR = *Annual percentage rate. Rates current as of 8/2024 and subject to change without notice. On approved credit. Terms and conditions apply. Creditworthiness, age of vehicle, & value of collateral can affect the offered rate. Payment example: $20,000 loan amount with a 4-year term at 6.23% would have bi-weekly payments of $241.67. Or a monthly payment of $487.15. Payment example includes application processing fee and Guaranteed Asset Protection (GAP) fee. Not available for refinance of existing KIT FCU loans.